Home Improvement Loans

Purchase prices in Idaho are rising and we know that it can be tough to find a new home to purchase that fits in your budget and suits your needs. If this is your situation and you already own your home then a home improvement loan may be the perfect solution for you. A home improvement loan is basically a refinance loan that you use to pay off your current mortgage (if you have one) and pull cash from your home equity to make home improvements. With home values at an all-time high most Idaho homeowners have more equity in their homes than they realize. If your home isn’t big enough or isn’t as updated as you would like Legacy can help you get the money you need to make the home improvements that you are dreaming of.

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Don’t quite love it, but can’t list it and buy new?

Here are some ideas for improving your home with a refinance loan.

  • Add on for more space.

  • Kitchen of your dreams!

  • Upgrade master bath.

  • Replace and update flooring.

  • Patch and paint over dings on walls.

  • Upgrade light fixtures.

  • Finish the basement.

  • Two… Three-car garage.

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